How To
How to Apply for Alkhidmat Loan Online in 2026
Step-by-step guide for applying for interest-free loan from Alkhidmat through the online portal.
Pakistan's most comprehensive information resource for interest-free Islamic loans – business, student, health, agriculture & marriage financing.
بلا سود قرض اسلامی اصولوں کے مطابق — پاکستان میں آسان قرضہ حاصل کریں
Choose from a variety of interest-free Islamic loan programs designed for every need
Start or expand your business with halal, interest-free financing. Ideal for small and medium enterprises.
Up to PKR 5,00,000
Learn MoreComplete your education without financial barriers. Interest-free student loan for all academic levels.
Up to PKR 2,00,000
Learn MoreSupport for farmers to purchase seeds, equipment, and improve agricultural yield.
Up to PKR 3,00,000
Learn MoreShadi loan (marriage support) for families to celebrate without financial stress.
Up to PKR 2,00,000
Learn MoreCover medical and hospital expenses with emergency interest-free financing.
Up to PKR 1,50,000
Learn MoreRepair or improve your home with affordable installment-based halal financing.
Up to PKR 2,50,000
Learn MoreSimple 4-step process to get your interest-free loan approved
Complete the application form above with your personal and loan details.
Our team verifies your information and eligibility within 48–72 hours.
Approved loan is disbursed directly to your bank account or in person.
Basic eligibility requirements for interest-free loan in Pakistan
| Criteria | Business | Student | Agriculture | Health |
|---|---|---|---|---|
| Pakistani Citizen (CNIC) | ✔ | ✔ | ✔ | ✔ |
| Age 18–60 Years | ✔ | ✔ | ✔ | ✔ |
| Guarantor Required | ✔ | ✔ | ✔ | – |
| Business Plan | ✔ | – | – | – |
| Enrollment Letter | – | ✔ | – | – |
| Land Documents | – | – | ✔ | – |
| Medical Certificate | – | – | – | ✔ |
Learn everything about interest-free loans in Pakistan
Step-by-step guide for applying for interest-free loan from Alkhidmat through the online portal.
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