Alkhidmat House, Lahore, Pakistan  |  info@alkhidmatloan.site
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Disclaimer: This website (alkhidmatloan.site) is an independent information portal about interest-free loan schemes available in Pakistan. It is NOT officially affiliated with Alkhidmat Foundation Pakistan (alkhidmat.net) or Alkhidmat Karachi (alkhidmat.com). Always verify information directly with official organizations before applying.

Alkhidmat Loan Eligibility Criteria

General Requirements

  • Pakistani citizen with valid CNIC
  • Age between 18–60 years
  • No existing default on any loan
  • Two guarantors (for most loan types)
  • Good community character reference
  • Willing to repay in installments

Business Loan

  • Existing or new business idea
  • Business plan or feasibility report
  • Shop/business location proof
  • Guarantor with stable income
  • CNIC and utility bill copy

Student Loan

  • Active enrollment in recognized institution
  • Admission/enrollment letter
  • Academic transcripts
  • Parent/guardian as guarantor
  • Must be Pakistani national

Agriculture Loan

  • Agricultural land ownership or tenancy
  • Land documents (Fard / Jamabandi)
  • Proof of farming activity
  • Two local guarantors
  • CNIC copy